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Why Use Loans Geeks
Get better rates, faster

Find the best loan for you,
in just a few minutes
A Smarter Loan in 3 Quick Steps
Select the Loan you Need
Depending on the type of loan that you need, we will match you with the most fitting loan lenders. You will get to choose from up to five of the most competitive loan options available.
Submit a Loan Request
Fill out the loan request form. It will take you only 2 minutes and all of your personal and business information is secure.
Get Your Cash
Once you select the loan option you’d like to go with, the lender will contact you to give you the money.
10 Ways to a Better Credit Score

If you’re curious about your credit score and how other financially savvy individuals are improving their financial position by following some straight-forward steps, we’ve written a free eBook.

Download “10 ways to a Better Credit Score” and learn how you could improve your credit score by managing your debts better.

Also, learn more about how Loans Geeks can help you.

Download our eBook >

Bad Credit Loans in Canada

If you need a loan, bad credit can get be a serious obstacle. You will see that it sets you in a different position with different lenders, as most will avoid approving loans for people with bad credit. Many of them will not even consider your application, while others will simply offer you not enough low interest loans for bad credit. At Loans Geeks, we will connect you with reputable lenders across Canada, who will allow you to get a loan with bad credit and offer competitive rates while they’re at that. There are loan companies that even offer guaranteed loans for bad credit.

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Find the best loan for you,
in just a few minutes
Ask about our low rate mortgages

Check Your Rate

You can start by applying online at Loans Geeks. We will match you with the best loan providers in your area who can offer you convenient and fast loans for bad credit. As opposed to banks, online loans for bad credit are easily accessible and even if you have less than average credit score, with Loans Geeks you will have an opportunity to be granted the cash you need.

You will be offered higher interest rates than people with good credit, as approving your loan is a certain financial risk. People with bad credit often get interest rates over 20% for their loans. Make sure that you are financially able to pay those interest rates from month to month, before you opt to take a loan.

People with higher credit scores will always get better interest rates than those with bad ones, even via Loans Geeks. What you can do is to postpone taking a loan and use that time to rebuild your credit score as much as you can.  If you do that, after a year, you will most likely have an access to much more convenient loan options and interest rates.

The only exception is if you can provide a collateral to secure the loan with. In that case you might be able to get more favorable rates and loans options.

Yes, at Loans Geeks we will be able to match you up against private lenders and financial institutions that offer competitive rates to people without credit history and with bad credit scores.

Find us in all of Canada
British Columbia
New Brunswick
Newfoundland and Labrador
Nothwest Territories
Nova Scotia
Prince Edward Island