The Best Alternative to the Banks for Canadian Homeowners Needing a Loan

By: Loans Geeks Editor0 comments

Qualifying for a loan from one of Canada’s Big Five banks has always been challenging. The requirements have only gotten tougher in light of COVID-19’s continued pressure on personal...

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How is Mortgage Interest Calculated?

how is mortgage interest calculated FI

By: Kristina0 comments

Are you trying to get a mortgage from a lender?  Two of the top things you may be considering include the cost of the loan and the amount you...

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Secured vs. Unsecured Line of Credit: Understanding the Difference

secured vs unsecured line of credit FI

By: Kristina0 comments

Do you have unanticipated expenses and a shortfall of funds? Are you dealing with any emergency that is difficult to budget for?  Well, if you’re in this situation, taking...

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How to Find Guaranteed Loans in Canada

guaranteed loans 01

By: Kristina0 comments

The process of qualifying for a loan from any lender can be very stressful for borrowers.  Traditional lenders like banks Require customers to conform to strict credit and income...

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How is Line of Credit Interest Calculated?

how does line of credit interest work FI

By: Kristina0 comments

When you use money given out by a lender, you pay interest. It represents the cost of using the credit facility.  Most consumers are concerned about how interest is...

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Using Home Equity to Buy Another Home in Canada: Is It Legal?

Using Home Equity to Buy Another Home in Canada Is It Legal

By: Kristina0 comments

Is using home equity to buy another home in Canada Legal? The answer is yes – Home equity is one of the most convenient ways to invest in another...

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The Best Way to Pay off Credit Cards Fast

The Best Way to Pay off Credit Cards Fast

By: Kristina0 comments

If you’re searching for the best way to pay off credit cards faster, you are ready to gain your financial freedom. Paying off credit card debts can be overwhelming,...

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Closed vs. Open Mortgage: Understanding The Differences

Closed vs. Open Mortgage Understanding The Differences

By: Kristina0 comments

When you look up a mortgage website or get in touch with a mortgage lender, you may have heard the terms, ‘open,’ and ‘closed’ thrown around. If you’re new...

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How Many Months Behind in Rent Before Eviction?

How Many Months Behind in Rent Before Eviction

By: Kristina0 comments

There are times when you are unable to pay your house rent on time—perhaps the Coronavirus hit you hard, or you have other debts that demand to be paid...

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How to Pay Off Student Loans Faster in Canada

How to Pay Off Student Loans Faster in Canada

By: Kristina0 comments

The National Student Loan Centre says that it takes Canadian students an average of 9 years to repay their loans. And because student debts in Canada can reach as...

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