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Why Use Loans Geeks
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A Smarter Loan in 3 Quick Steps
Select the Loan you Need
Depending on the type of loan that you need, we will match you with the most fitting loan lenders. You will get to choose from up to five of the most competitive loan options available.
Submit a Loan Request
Fill out the loan request form. It will take you only 2 minutes and all of your personal and business information is secure.
Get Your Cash
Once you select the loan option you’d like to go with, the lender will contact you to give you the money.
10 Ways to a Better Credit Score

If you’re curious about your credit score and how other financially savvy individuals are improving their financial position by following some straight-forward steps, we’ve written a free eBook.

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Debt Consolidation in Canada

Debt consolidation loan is when an individual borrows a new loan at lower interest rate and then uses it to pay off their other loans, bills or debts with high interest rates. If you are struggling to make ends meet, applying for a debt consolidation loan in Canada via Loans Geeks will help you combine multiple debt payments into a single monthly payment. It will not only allow you to manage your debts properly, but will also enable you to save on interest charges. A debt consolidation is more of a personal loan that people borrow to consolidate all the unsecured loans like a credit card, overdraft, lines of credit, car loan and more.  But, remember that not all debts can be combined in a consolidation loan in Canada (one such debt is mortgage).

When you apply for a debt consolidation loan in Canada via Loans Geeks, we will match you against top-rated loan lenders available in your region, with most competitive interest rates to choose from.
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Yes, debt consolidation loan can be paid for late or any missed payments. You can not only pay the debts easily but also stay updated on the payments made to your creditors.

Yes, you can choose the debts that you want to pay off with the debt consolidation loan. It is up to you to include all of them, or you can leave out the ones you do not want to add.

After you enter into an agreement with the lender for debt consolidation, the company will contact the creditors and notify them to discontinue making any calls to you. They will send a legal notice to them to end those calls within a matter of few months.

The duration of the payment depends on many factors – how much money you can afford to pay each month, your current outstanding debt, and more. If your outstanding debt amount is huge, you will need a longer period to pay them off. Also, if you can pay a higher amount every month, you can pay off your debt much faster.

Depending on the method of debt consolidation, you can save on the interest. Since you have consolidated all your debts with a single loan of low-interest rate, you can easily save a considerable amount of money.

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