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Why Use Loans Geeks
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A Smarter Loan in 3 Quick Steps
Select the Loan you Need
Depending on the type of loan that you need, we will match you with the most fitting loan lenders. You will get to choose from up to five of the most competitive loan options available.
Submit a Loan Request
Fill out the loan request form. It will take you only 2 minutes and all of your personal and business information is secure.
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Once you select the loan option you’d like to go with, the lender will contact you to give you the money.
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Payday Loans in Canada

If you are going through a tough financial situation wondering if there are quick loan options for you, payday loans in Canada might be a suitable and helpful solution.

A lot of people consider payday loans in Canada as an ideal option for a quick financial relief. Even though payday loans are quite easy to obtain, they carry quite specific terms that you should take your time to get familiar with before jumping on the opportunity. Make sure to carefully analyze payday loan offers, while taking into consideration your current situation, other financial options, and of course, the loan lenders’ specific terms.

Before you secure a payday loan via Loans Geeks, get yourself familiar with both the risks involved and the benefits of payday loans in Canada.

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Absolutely yes. Payday loans do not depend on your credit score. The lenders mostly only require that you have a regular source of income to qualify.

Yes, payday loan applications can be canceled. However, the cancellation request should be submitted within 2 or 3 working business days from the application date. Early requests do not carry any cancellation charges, however varies from lender to lender. It is best that you contact your lender as soon as possible for more details on cancellation requests.

No, approval of a payday loan does not depend on the borrower’s credit score. This is why lenders don’t run credit checks.

When lenders evaluate your application for a payday loan, they focus on the following factors:

  • Do you have an active bank account?
  • Are you above 18 years of age?
  • Are you an active employee?
  • Have you worked with the same employer for at least three months?
  • Are you a resident of Canada?

Typically your application for a payday loan via Loans Geeks will be processed the same day. If your documents are valid and sufficient, you will receive an immediate approval.

Yes, there is an approval limit for payday loans. The final value depends on the borrower, his/her job, and monthly income.

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