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Why Use Loans Geeks
Get better rates, faster

Find the best loan for you,
in just a few minutes
A Smarter Loan in 3 Quick Steps
Select the Loan you Need
Depending on the type of loan that you need, we will match you with the most fitting loan lenders. You will get to choose from up to five of the most competitive loan options available.
Submit a Loan Request
Fill out the loan request form. It will take you only 2 minutes and all of your personal and business information is secure.
Get Your Cash
Once you select the loan option you’d like to go with, the lender will contact you to give you the money.
10 Ways to a Better Credit Score

If you’re curious about your credit score and how other financially savvy individuals are improving their financial position by following some straight-forward steps, we’ve written a free eBook.

Download “10 ways to a Better Credit Score” and learn how you could improve your credit score by managing your debts better.

Also, learn more about how Loans Geeks can help you.

Download our eBook >

Secured and Unsecured Private Lenders in Canada

If you have a poor credit score, qualifying for personal loans in Canada can pose quite a challenge. Typically, traditional financial institutions, such as bank will reject your personal loan application if your credit score is bad. Luckily, there are other reputable loan lenders, available online, through Loans Geeks portal. We partner up with selected, top-rated financial institutions willing to help Canadians, even when their credit scores are less than stellar. When you apply for a personal loan via Loans Geeks, we will match you with up to five loan lenders and their most competitive offers available for your area of residence and your specific financial situation. You should consider applying for a personal loan in Canada if:

  • You are unable to pay your monthly rent.
  • You have hefty mortgage repayments.
  • You have reached your credit card’s maximum limit.
  • You are unable to handle your monthly household bills.

The moment your financial situation goes from bad to worse, using Loans Geeks to apply for a personal loan in Canada can be a good solution to help you get things back on track.

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Find the best loan for you,
in just a few minutes
Ask about our low rate private loans

Check Your Rate

The amount depends on many factors. In most cases, on your debt load, income, and few other factors.

You will always be able to get a secured personal loan against a collateral.

Payments will be deducted from the borrower’s bank account. The deduction can be arranged on weekly, semi-weekly, bi-weekly or on a monthly basis, depending on the agreed terms.

The overall duration of personal loans depends on the lender and the amount. Most service providers offer flexible repayment terms.

APR represents the annual percentage rate (interest rate). The annual interest depends on the loan, the service provider and the borrower. In most cases, the APR ranges between 10 and 40 percent.

Typically, the following documents should be present:

  • Employment verification status
  • Proof of income
  • Proof of residency
  • Should be at least 18 years of age
  • Proof of bank statements and account
  • Potential references
  • In most cases, borrowers with prior bankruptcy and debt consolidation counseling filing would not qualify.
  • If you have used payday loans extensively, you may not qualify.
  • If you make less than $1500 a month, you may not qualify.
Find us in all of Canada
British Columbia
New Brunswick
Newfoundland and Labrador
Nothwest Territories
Nova Scotia
Prince Edward Island