Loans Geeks Chooses 360Lending as its Second Mortgage Partner in Ontario.

Interest rates between 5.99% – 15%. Talk to a 360Lending advisor
and reduce your monthly payments by up to 50%

Learn how Loans Geeks can get you better rates, faster

Takes less than 1 minute_
Call 1-866-249-4686 or fill out the form to get your lowest rate for a Second Mortgage.
Min. amount is $35,000
Is the property your primary residence?
Does the property generate rental income?
Do you pay condo fees?
Checking your rates won't affect your credit score
30% COMPLETE
  • Privacy Secured | Advertising Disclosures

Recommended by 96%
of clients

Regulated by the Financial
Services Commission of Ontario

Highest-rated second mortgage provider in Ontario (9.5 out of 10)

Get approval in 4 minutes, get money in as little as 5 – 8 business days

When to use a Second Mortgage

  • When remortgaging is not an option due to the high early repayment charge
  • When you are self-employed and need to gain access to your equity
  • When unexpected expenses arise
  • For financing business ventures or for getting through bankruptcy
  • When you want to pay out an outstanding debt

Easy 3-step process

Apply Online Now

Fill out our easy online
application form

Get Approval In 4 Minutes

Our advisors will reach out to you
to discuss the details immediately

Get money in as little as 5 – 8 business days

Get access to your funds

Why use 360Lending?

  • Simple, honest, effective – that’s how clients describe 360Lending
  • Enjoy the lowest fixed rates in Ontario
  • 360Lending is a fully regulated entity (license issued by Financial Services Commission of Ontario)
  • Best-rated second mortgage provider in Ontario
  • Flexible payment option
  • Cut your monthly interest payments by up to 50%

360Lending Success Stories

For Home Improvements

Tim and Belinda are semi-retired and have lived in their home for more than 15 years. They were looking sell and move to a new house next summer to take advantage of the booming real estate market. However, after 15 years, their home needed some repairs and they wanted to save their cash.

We got our clients a short-term home renovation loan so they could put work into their floors and kitchen, which increased the value of their home. Our clients were also happy to get some extra cash to help with the closing costs when they buy their new house.

For Mortgage or Tax Arrears

Aidan owns a construction business and re-invests most of his earnings back into growing it. Between work, family, and friends, he slowly let his finances fall apart due to his busy life. Aidan’s credit was damaged and owed 3 to 4 years of property taxes and income taxes to the Canada Revenue Agency.

Luckily for our client, even with his self-employment and bruised credit, we were able to work with our lenders to get the funds he needed within 1.5 weeks to pay off his property and income tax arrears. We also paid off our client’s credit cards and enrolled him into our credit repair program.

For Debt Consolidation

Kaitlyn works full-time as a police officer, but she was out of work for almost a year because of an injury outside of work. During which, she depleted her savings, maxed out her credit cards, and became delinquent on some of her accounts. Her credit score plummeted and was constantly harrassed by collection agencies.

Our client came to us for help. We were able to pay off all her outstanding unsecured debts and consolidate them into 1 low monthly payment. We got our client 2 new secured credit cards, and were able to repair her credit within 12 months.

What do clients say about 360Lending?

Meet the team

360Lending is one of the largest full-service brokers in Ontario. Its team comprises highly qualified mortgage underwriters with 40+ years of experience of closing difficult mortgages.

360Lending is connected to the exclusive private lender network to offer you the best rates and terms.

360Lending has a number of specialists in the Greater Toronto Area

FSCO lic #13092